First-Time Home Buyer Incentive – Application Documents Now Available

As of September 2nd 2019, Canadians interested in the First-Time Home Buyer Incentive can submit their applications for a shared equity mortgage with the Government of Canada.

Click here to access key documents you’ll need to review before you apply.

For additional information about the incentive, visit:


Homebuying Step by Step Guide and Workbook (Everything you need to help you buy a home, including worksheets, calculators and checklists)
Condo Buyer’s Guide (Detailed information on buying a condominium)
Newcomers’ Buying Guides (Homebuying information available in 8 different languages!)


Affordability Calculator (Estimate how much mortgage you can afford)
Debt Service Calculator (Compare monthly debt payments and expenses to income)
Mortgage Calculator (Explore rates, payment frequency, amortization options and more)

Mortgage Loan Insurance

What is it and how much does it cost?